Thank you for visiting our website. Our goal is to help you determine the best plan that suits your needs that:

·  Includes the doctors you want to see
·  Covers all your prescription drugs at the lowest cost
·  Has the additional benefits that are important to you

Please contact us so we can get started in getting you the perfect plan or if you just have questions. We look forward to serving you.

Gary is a licensed Life and Health Insurance Broker, who specializes in helping seniors with their Medicare coverage and prescription drug plans.

Gary retired after 30 years as a Dental Hygienist. He received an Associate of Arts degree from Cerritos College in Norwalk, CA near his hometown of Lakewood. He served in the U.S. Navy from 1975 to 1979 as a Dental Technician.

He enjoys reading, gardening, exercise, yoga, and spending time with family and friends. He and wife Carmen have been married over twenty years and have a son, daughter and three grandchildren.

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Carmen is a Licensed Health and Life Insurance Broker and enjoys making a difference in people’s lives by helping them have access to the Medicare Advantage, PDPs, and Supplemental Plans that best fit their individual needs. She’s also a certified Covered CA agent who enjoys helping people have access to the best and lowest cost individual health plans.

She is a retired teacher & high school counselor and has a M.S. from Florida International University and a B.A. from the University of Puerto Rico. Carmen also enjoys photography, cooking and spending time with her family.